Homeowners and Wills: Protecting Your Assets

Why Every Homeowner Needs a Will

If you own a home but don’t yet have a will, this is your sign to change that.

For most people, their home is the biggest asset they’ll ever have. It’s not just bricks and mortar It’s where you’ve built a life. It may also be the thing your loved ones are relying on most after you’re gone.

Without a will, you risk that home not going to the people you’d have chosen. In some cases, it might even have to be sold.

Let’s talk about why making a will is one of the most important steps any homeowner can take.

Your Home Is Part of Your Estate

When you pass away, everything you own becomes part of your estate. That includes your house, whether it’s fully owned or still has a mortgage.

You might assume it will automatically go to your spouse, children, or partner. But that only happens if you’ve put it in writing.

Without a valid will, the law steps in and makes the decisions for you. And it might not follow what you would have wanted.

What Happens If You Don’t Have a Will?

If you die without a will, you’re said to have died intestate. This means the law decides how your estate is shared out.

Now here’s the problem:

• Unmarried partners have no automatic right to inherit your home, even if you’ve lived together for decades.
• Stepchildren are not recognised under intestacy law.
• If you’re married but have children from a previous relationship, your spouse may not inherit the whole house.
• Your property might be divided or sold, even if that wasn’t your wish.
  

Let’s say you’ve been with your partner for 15 years, but you’re not married. You live in the home you bought together. If your name is the only one on the deeds and you die without a will, your partner could be forced to move out. That’s a devastating position to leave someone in.

Common Worries from Homeowners

When we speak to homeowners, we hear the same questions again and again:

• “What if I want to make sure my partner can stay in the house?”
• “Can I leave the home to all my children equally?”
• “What if I remarry? Will my children still be protected?”
• “Can I stop the house from being sold straight away after I’m gone?”

The answer to all of these is: yes, you can, if you have a will.

A well-written will lets you decide exactly what happens to your home. You can even add specific instructions about who gets to live there, when the property can be sold, or who you want to inherit it in the future.

A Will Gives You Control and Peace of Mind

Writing a will puts you back in control.

You choose:

• Who inherits your home
• Whether the property should be kept or sold
• How any proceeds are divided
• What protections are in place for your partner or children
  

You’re not just passing on bricks and mortar. You’re passing on stability, security, and peace of mind.

You can also avoid future fallouts between family members. When your wishes are clearly laid out, there’s far less room for confusion or disputes.

Don’t Worry, You Don’t Have to Do It Alone

Making a will might sound complicated. But it doesn’t have to be.

At My Local Will Writer, we’ll guide you through the process step by step. We’ll help you understand what type of ownership you have, how to structure your will, and how to make sure your property is handled exactly as you’d like.

Whether your situation is simple or slightly more complex, we’re here to help. And most wills can be completed quickly and affordably, from the comfort of your own home.

Own a Home? It’s Time to Make a Will

If you’ve worked hard to buy your home, it makes sense to protect it.

A will ensures your property goes to the right people, on your terms.
It helps your loved ones avoid stress, conflict, and unnecessary delays at an already difficult time.

Don’t leave it to chance. And don’t leave it too late.

Get Started Today

If you’re a homeowner without a will, now is the time to act.

Contact My Local Will Writer for a free consultation. We’ll explain everything clearly, with no jargon and no pressure.

Take control of your home’s future, and protect the people you love.

FAQs

Can I leave my home to more than one person?
Yes, you can leave it to multiple people in equal or specific shares. Your will can also include instructions on what happens if they disagree.

What happens if I die without a will and own a property?
The law will decide who inherits it. This might not be who you would have chosen. It can also cause delays or forced sales.

Can I stop my home being sold straight away?
Yes, your will can include a “right to reside” or instructions to delay a sale until a certain event happens.What if there’s still a mortgage?
The mortgage doesn’t disappear when you die. It usually needs to be paid off from your estate or by the person who inherits the property. A will helps manage this clearly.